Interested In a Lease with Option?
STEP 1 - Veryify that the monthly rent of the property that you are interested in does not exceed 35% of your monthly income minus your recurring monthly payments (loans, settlement payments, child support, etc).
STEP 2 - Take a drive by the home and see if you like what you see. Please respect the privacy of residents if the home is occupied. Also, read about the property, see pictures and interior videos on our listings page.
STEP 3 - Fill out our Online Application. (There is a $22 application fee OR provide us with a recent [less than 3 months old] copy of your credit report from a mortgage company or bank which has your three credit scores and we'll waive the fee).
STEP 4 - Take a tour of the inside of the home with us.
STEP 5 - If you like the home and wish to proceed then submit the necessary supporting documents.
Watch a video of what some of our happy Lease Option clients had to say about the MaineHomeOwnership.com Program.
Start building equity and stop throwing away rent! You can qualify for home ownership through the MaineHomeOwnership Program, even if your credit is not good. With a small down payment and an ability to make monthly payments, you may qualify through our lender approved system for our Lease Option Program.
A Lease Option is an opportunity to provide shelter for your family, an investment in your future, and a place to create memories. Now is the time to take advantage of this incredible buyer's market and historically low interest rates with Maine's most trusted Lease Option program.
The MaineHomeOwnership Program offers Lease Option Purchases
With our Lease Option Program, similar to “Rent to Own” and “Lease Purchase” sales, you lock in the price of the home at the onset of the contract. However, with our Lease Option Program you have the OPTION but not the OBLIGATION to purchase the property. This gives you a chance to experience the benfits of homeownership without having to qualify for a mortgage right away.
You will benefit from our years of experience and network of direct lenders, government backed programs, mortgage and credit repair experts. We guide you through the process of homeownership in the Lease Option Program and are with you every step of the way.
This couple went from doubters to believers in the Maine Home Ownership Program
Our Lease Option Program offers you the opportunity to select from a variety of quality homes throughout Maine. If you prefer, we will contact you about upcoming properties and price changes. Simply complete our Online Application and we will keep you informed.
Maine homeownership has never been so straightforward and simple. Read more to find out how our Lease Option Program can do what no other program can……..help move you into a home today while you get the resources and expertise you need to close on the home loan tomorrow!
Hear why "Owning is Way Better than Renting" from one of our successful Lease Option Buyers
It is easier than you may think to qualify!
The MaineHomeOwnership team realizes that not everyone has perfect credit or can afford a traditional 20% downpayment.
If you fit the following parameters, you are pre-qualified to own one of our fantastic homes:
- Ability to afford your mortgage payment and other bills
- Adequate employment
- Ability to come up with a small downpayment prior to move in (less than 3 months rent)
Invest in a Program that Works
It's hard to know who to trust these days. That's why its so important to be able to meet the people who will be helping you reach your goal of home ownership. We have a pleasant and understanding staff with an open door policy. Out valued customers often swing in to say "hello".
Take Control Of Your Financial Future
Start investing in yourself and STOP making your landlord wealthy!
The first step is to fill out the online application form or call us today at (207) 221-5353 to have all your questions answered.